How does a personal lease work?

We specialise in designing a vehicle solution specifically for you and can source any vehicle across the whole of the Australian car market place.

Because of our volume acquisition we also negotiate fantastic special offers to be delivered direct to your door. Whether you want to acquire your first car, or drive something suitable for the family Budget Leasing can help.

You may wish to consider total economical packages, executive comfort and style motoring, sports engineering and performance, convertibles or just plain outrageous head-turning luxury.

Whatever your preference we can advise you on availability, savings etc.

How does a business lease work?

Budget Leasing provides tailor-made solutions to the business community. Whether you are a sole trader or a PLC, Budget Leasing can provide specific vehicles designed to suit your requirements.

We can also provide bulk purchases of vehicles for fleet purposes and help you to design your in-house employee benefit scheme. Whatever your requirement our advisors can help you to design the best solution for you and your business.

What term can I lease for?

The simple answer is any term up to five years. As a general rule of thumb, the longer the term, the cheaper the monthly figure will be. The exception to this would be shorter term special offers.

How does the finance work?

Whether you are a corporate user or an individual, once you have decided which vehicle and term is appropriate for your needs and have received a quotation from one of our advisors, you will be proposed for finance.

This is a very simple document to complete, and allows us to select a finance company with whom we can arrange your funding line. Your information is forwarded to one of our funding partners, without obligation, who provide to us exceptionally competitive rates.

Normally within 24 hours the funding company will advise us as to your status. Sometimes the funding company may require additional information in order for them to make a decision on your proposal. Once all the relevant information has been received, you will either be accepted or declined and you will be advised accordingly.

How do I order a vehicle?

Once your funding line has been agreed you are now in a position to order your vehicle. We will discuss with you delivery date and location that you want the vehicle to be delivered to.

We will require proof of address such as a utility bill, and a copy of your driving licence. You will then be sent an order form.

Once this has been completed and returned to Budget Leasing, along with an administration fee of $50, you are now obligated to go ahead with the arrangement.

If you decide at a later stage not to go ahead for any reason other than contract change or delayed delivery, once the vehicle has been ordered, then you will be liable to pay a $1000 cancellation fee.

What happens if my application is declined for finance?

It is a fact of life that bad credit problems affect a significant percentage of the population. We understand that just because you may have experienced this yourself, it does not make you a bad person.

Do all your vehicles have a warranty?

All of our vehicles come with a full Manufacturers warranty.

Is breakdown recovery included?

Most of our vehicles also have breakdown recovery included for the duration of the manufacturers warranty. The specifics of the contract will differ from one manufacturer to another, however generically the contract is designed to be able to offer you the facility to be relocated in the event of a breakdown. Please talk to your advisor about specifics.

What is a maintenance contract?

A maintenance contract can be added to the monthly cost of leasing your vehicle. It is designed to cover you for the extra costs that you may incur with the normal costs of running your car. It is designed to cover you for the extra costs that you may incur with the normal costs of running your car.

How much does it cost?

This depends on the cost of the vehicle that you are leasing. Your advisor will be happy to provide you with a quote.

What does a maintenance contract include?

The specifics of maintenance contract will differ slightly from one funding company to another. It will typically include:

• Servicing or maintaining the vehicle in accordance with the manufacturer’s recommendations
• Undertaking repairs or maintenance necessary to keep the vehicle in good repair and condition i.e. tyres, exhaust etc

What is not included?

It does not normally cover:

• Accidental or malicious damage
• Repairing stains, burns or tears in seats, head linings or carpets
• Repairing damage to the engine, gearbox, clutch, axle, suspension, steering or brakes caused by excessive use or failure to use or operate the vehicle in accordance with the manufacturers instructions
• Repairing any accessories added by or at the request of the customer
  replacing worn tyres worn unevenly or through improper use which includes kerbing, excessive braking, steering misalignment and pothole damage) or whose walls are split which includes kerbing, excessive braking, steering misalignment and pothole damage or whose walls are split or damaged
• Repairing dents scratches or chips in the bodywork or rust aggravated by lack of attention

Do you include insurance?

We do not include insurance on any vehicle supplied by ourselves. It is important that you seek independent advice to arrange your car insurance.

Do I have to register and re-register the vehicle?

On operating lease and finance lease agreements the vehicle has the registration fee/CTP and re-registration fee/CTP included for the length of the contract.